Ending the Cycle of Wrong Number Collection Calls

February 01 14:18 2018
Illinois Law Firm Announces Free Evaluations To Help Protect Consumers Against Debt Collectors Calling the Wrong Person

EDWARDSVILLE, ILL. – 1 Feb, 2018 – Even individuals with a sterling credit history and zero debt can be on the receiving end of harassing calls and letters from debt collection agencies. Something as simple as a credit report error or a new phone number can lead to debt collectors calling the wrong person – over and over again. However, there is legal recourse for the endless harassment, and by law violators must pay for their mistakes.

For those tired of debt collectors calling for someone else, Sturycz Law Group, a consumer rights law firm in Edwardsville, Ill., offers free case evaluations to determine if agencies are in noncompliance with consumer protection statutes. If the firm recommends legal action, action may generally be taken at no cost.  In successful actions, costs typically are assessed against the company that violated the law. The goal is to make abusive debt collectors pay and free people from the endless spiral of calls, letters, or incorrect information that threaten their credit history.

Debt Harassment Checklist

If a debt collector has broken consumer protection laws you may be able to win money. Use this Debt Harassment Checklist to protect you and prepare to meet with an attorney to consider legal action.

Federal Laws Against Harassment

Consumers are protected under federal laws against harassment, and some states also have their own variations in addition to federal protections. Three of the statutes most commonly violated by debt collectors include: 

  • Fair Credit Reporting Act (FCRA) – The FCRA regulates what is included in each person’s credit report. If there is an error on a report, it can lead to an individual receiving a debt collection letter for the wrong person or frequent, harassing phone calls.
  • Fair Debt Collections Practices Act (FDCPA) – Contacting the wrong person about a debt is a violation of the FDCPA, which protects consumers from misleading, unfair or harassing collection processes.
  • Telephone Consumer Protection Act (TCPA) – The TCPA restricts companies from calling residential or cellular telephones without “prior expressed consent” from the subscribers. It also protects consumers who frequently receive “wrong number” calls.

Consumers need to understand that just because calls or letters are for the wrong person, it does not mean the error may not be causing issues with their own credit. It is important for victims to document the times, dates and information for all calls and letters to provide substantial proof against violators.

Taking a stand against illegal harassment is the right of every American consumer. Those who wish to learn more about protective measures or to receive a free, no-obligation case evaluation are invited to contact the Sturycz Law Group at 877-314-3223.

About Sturycz Law Group:

Sturycz Law Group in Edwardsville, Ill. is a consumer rights law firm devoted to the protection of clients against unfair, abusive and illegal business and collection practices. The firm provides legal counsel for debt collection and negotiation fraud, credit card defense, telephone consumer protection, fair credit reporting, privacy and data security, and other consumer protection violations.

To learn more, visit www.sturyczlaw.com


Video Link: https://www.youtube.com/embed/t5fho8UUwW0

Media Contact
Company Name: Sturycz Law Group
Contact Person: Sarah Sturycz
Email: [email protected]
Phone: 877-314-3223
Address:100 N. Main Street
City: Edwardsville
State: IL
Country: United States
Website: sturyczlaw.com

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